Doesn't Aave already send notifications?
Aave's built-in alerts require you to stay connected to their app and only cover one chain at a time. PaladinFi monitors all your chains continuously in the background and reaches you on email and Telegram regardless of whether you have Aave open.
Is a 5-minute check fast enough?
For most borrowers, yes — liquidations are rarely instant. The real risk is not checking at all, especially overnight or across multiple chains. That said, we recommend setting your threshold to 1.3 or higher so you get alerted well before the danger zone, not at the edge of it.
Who runs this? What if you disappear?
PaladinFi is an independent service built and operated in Texas, US. We never hold your funds or touch your wallet — we only read public on-chain data. If we go offline, your Aave position is unaffected. You can always manage and monitor your position directly at app.aave.com.
Why does card cost more than USDC?
Stripe charges us a processing fee on every card payment, so the card price reflects that cost. USDC on Base has near-zero fees, so we pass the savings on — $1.99/mo vs $2.99/mo. Same service, your choice of how to pay.